COBRA
COBRA is a federal law that may allow you to temporarily keep health coverage after your employment ends, you lose coverage as a dependent of the covered employee, or another qualifying event. If you elect COBRA coverage, you pay 100% of the premiums, including the share the employer used to pay, plus a small administrative fee.
If you currently have COBRA coverage or have access to it, be prepared to provide us the coverage information when you call us to enroll. We don't have COBRA information from your employer.
Voluntarily leaving COBRA before it expires won't grant you a Special Election Period (SEP). Please call us at 1-866-322-2824 to speak with a licensed benefit advisor* to discuss your options if you're considering leaving COBRA before the term ends.
Be prepared to provide the following information. It helps us find coverage that meets your needs and budget:
Your group plan deductible
How much you've already paid toward your group plan deductible
How long your employer is offering COBRA coverage
Your COBRA coverage premium
*Our licensed benefit advisors specialize in health insurance for retirees. They go through annual training and certification to ensure they can help you make an informed and confident decision.
